:root{--navy:#08244b;--navy2:#0b315d;--green:#188044;--green2:#43a66b;--gold:#f8bc2c;--ink:#142b3f;--muted:#637487;--paper:#f4f8fa;--line:#dce5e9;--white:#fff;--shadow:0 18px 55px rgba(10,36,72,.11)}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px}body{margin:0;color:var(--ink);font-family:'DM Sans',sans-serif;line-height:1.65;background:#fff}h1,h2,h3,p{margin-top:0}h1,h2,h3{font-family:Manrope,sans-serif;line-height:1.17;letter-spacing:-.035em}a{color:inherit}img{max-width:100%;display:block}.container{width:min(1170px,calc(100% - 44px));margin:auto}.top-strip{background:var(--navy);color:#d9e9f7;font-size:12px;letter-spacing:.045em;padding:8px 0;text-align:center}.top-strip strong{color:#fff}.site-header{position:sticky;top:0;z-index:10;background:#fff;box-shadow:0 3px 16px 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h2 em{color:#8ed3a6;font-style:normal}.benefits-section p{color:#c4d7e7;max-width:460px;margin-bottom:28px}.benefit-cards{display:grid;gap:13px}.benefit{display:flex;gap:17px;padding:18px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.17);border-radius:12px}.benefit>span{background:#38a36b;color:#fff;border-radius:50%;width:31px;height:31px;flex:0 0 31px;text-align:center;font-weight:900;line-height:31px}.benefit strong{display:block;color:#fff;font-size:15px}.benefit small{display:block;color:#bed3e2;font-size:13px;margin-top:2px}.form-layout{display:grid;grid-template-columns:.9fr 1.1fr;gap:64px;align-items:start}.form-intro h2{font-size:clamp(32px,3.5vw,48px)}.form-intro>p{color:var(--muted)}.form-info{margin:30px 0}.form-info>div{display:flex;gap:16px;align-items:flex-start;margin:17px 0}.form-info>div>span{background:#e2f2e8;color:var(--green);border-radius:50%;width:33px;height:33px;flex:0 0 33px;display:grid;place-items:center;font-weight:800}.form-info 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p{margin:0;color:#d6f5e1}footer{background:#061a35;color:#d2dfec;padding:55px 0 24px}.footer-top{display:grid;grid-template-columns:2fr 1fr 1.4fr;gap:50px}.footer-top strong{color:#fff;display:block;margin-bottom:13px}.footer-top p{font-size:13px;max-width:420px}.footer-top a{display:block;text-decoration:none;font-size:13px;margin:8px 0}.footer-top a:hover{text-decoration:underline}.footer-bottom{border-top:1px solid #29425b;margin-top:35px;padding-top:18px;display:flex;justify-content:space-between;gap:20px;font-size:11px;color:#9cb3c9}.footer-bottom span:last-child{max-width:620px;text-align:right}@media(max-width:950px){.nav-links{gap:12px}.nav-links>a:not(.btn){font-size:12px}.brand img{width:155px}.brand-sub{display:none}.steps-grid{grid-template-columns:repeat(2,1fr)}.trust-grid{grid-template-columns:repeat(2,1fr)}.form-layout,.faq-layout{gap:30px}.benefits-layout{gap:35px}}@media(max-width:700px){.container{width:min(100% - 30px,1170px)}.nav-inner{min-height:70px}.brand 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/* State savings offer section — October 2026 */
.savings-offers{background:#f2f8f5;padding:76px 0 82px}
.savings-heading{max-width:790px;margin:0 auto 30px;text-align:center}
.savings-heading h2{color:#092b4d}
.savings-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
.savings-card{background:#fff;border:1px solid #d9e7e2;border-radius:22px;padding:32px;box-shadow:0 14px 34px rgba(12,47,57,.07);display:flex;flex-direction:column;align-items:flex-start;gap:12px}
.savings-de{border-top:6px solid #328451}
.savings-md{border-top:6px solid #1d5c95}
.savings-state{font-size:13px;font-weight:800;letter-spacing:2px;color:#244a66}
.savings-amount{display:flex;align-items:baseline;gap:10px;color:#267c46;line-height:1}
.savings-md .savings-amount{color:#15588e}
.savings-prefix{font-weight:800;font-size:22px}
.savings-amount strong{font-family:Manrope,'DM Sans',sans-serif;font-size:clamp(62px,7vw,100px);letter-spacing:-5px}
.savings-card h3{font-size:23px;line-height:1.25;color:#102e49;margin:0}
.savings-card p{line-height:1.65;color:#496075;margin:0 0 12px;flex:1}
.savings-card .btn{margin-top:auto}
.savings-disclaimer{font-size:12px;line-height:1.7;color:#53677a;max-width:1000px;margin:20px auto 0;text-align:center}
@media(max-width:760px){.savings-offers{padding:50px 0}.savings-grid{grid-template-columns:1fr}.savings-card{padding:25px}.savings-amount strong{font-size:74px}}

/* Interactive savings scale */
.savings-calculator{margin:34px auto 0;background:#fff;border:1px solid #d5e7dd;border-radius:24px;padding:34px;box-shadow:0 15px 40px rgba(8,36,75,.07)}
.calculator-heading{text-align:center;max-width:740px;margin:0 auto 25px}
.calculator-heading h3{font-size:clamp(24px,3vw,34px);color:var(--navy);margin:8px 0 10px}
.calculator-heading p{font-size:14px;color:var(--muted);margin:0}
.calculator-controls{display:grid;grid-template-columns:1fr 1.2fr;gap:28px;align-items:center}
.calculator-state{border:0;margin:0;padding:0;display:flex;gap:10px;flex-wrap:wrap}
.calculator-state legend,.calculator-slider-wrap>label{font-size:14px;font-weight:800;color:var(--navy);margin-bottom:10px}
.calculator-state label{flex:1;min-width:130px;cursor:pointer;border:2px solid #d9e7e2;border-radius:12px;padding:12px 13px;font-size:14px;font-weight:800;display:flex;align-items:center;gap:7px}
.calculator-state label:has(input:checked){border-color:var(--green);background:#ecf8f0}
.calculator-state label strong{font-size:11px;color:var(--green);margin-left:auto;white-space:nowrap}
.calculator-state input{accent-color:var(--green)}
.calculator-slider-wrap>label{display:flex;justify-content:space-between;gap:15px;align-items:center}
.calculator-slider-wrap output{font-size:24px;color:var(--green);font-family:Manrope,sans-serif}
.calculator-slider-wrap input[type=range]{width:100%;accent-color:var(--green);cursor:pointer;height:22px}
.calculator-range{display:flex;justify-content:space-between;color:var(--muted);font-size:11px}
.calculator-results{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:25px}
.calculator-result{background:#eaf7ef;border:1px solid #ccebd6;border-radius:15px;padding:19px;text-align:center}
.calculator-result span{font-size:12px;color:#385a4a;font-weight:700;display:block;min-height:34px}
.calculator-result strong{display:block;color:#177642;font:800 clamp(25px,3.3vw,40px) Manrope,sans-serif;letter-spacing:-1.2px}
.calculator-remainder{background:#f0f5fa;border-color:#dce7f1}
.calculator-remainder strong{color:#17466c}
.calculator-footnote{max-width:920px;margin:18px auto 20px;color:#596d7b;font-size:12px;line-height:1.6;text-align:center}
.calculator-cta{display:flex;width:max-content;max-width:100%;margin:0 auto}
@media(max-width:760px){.savings-calculator{padding:23px 17px}.calculator-controls{grid-template-columns:1fr;gap:22px}.calculator-results{grid-template-columns:1fr;gap:9px}.calculator-result{padding:14px}.calculator-result span{min-height:0}.calculator-state label{min-width:115px}}